Credit Risk Modelling
What We Do
Business Rules are no longer sufficient when it comes to today’s sophisticated consumers and small businesses. MaxDecisions implements statistical algorithms, underwriting waterfalls and machine learning techniques through its decision engine to provide real time decisions for our clients.
Credit Risk Modelling for a range of financialSectors
FinTech Lenders
FinTech clients are relying on banking transactions to underwrite a prospect’s true intention. Pouring through thousands of transactions history takes time and effort. We have implemented banking transaction based attributes that can help you to accurately capture their true behavior.
NeoBank & Super Apps
NeoBanks and Super Apps are creating multiple entry points to let a consumer bring most of their finance needs into a single place, making it ever more difficult to underwrite the customer’s true intent. MaxD can deliver a multifaceted strategy to underwrite these consumers.
Crypto, NFT and DeFi
Lending Fiat currency against crypto holdings is here to stay, but what degree of risk will a fiat lender take? MaxDecisions can bring information between Web 3 information with Web 2 data and provide lenders the confident to lend against someone’s crypto holdings.
How we do it
We’ve developed statistical modeling software to quickly identify key attributes from vast arrays of variables to make sophisticated statistical models even sharper sharper. Delivered through our decision engine, we reduce the implementation time by exposing API for our clients to utilize in real time.
Why It Is Better
The combination of statistical modeling techniques and our powerful technology sets us apart from the rest. Not only can we deliver state of the art models and modeling techniques, we can deliver these models through our decision engine APIs that can react in real time. Our domain knowledge led us to create this powerful combination of solution to help you grow.
In theNews
10 Ways To Boost Your Direct Mail Campaign
Jun 22, 2016
I wrote this blog back in 2015 to help our clients with some tools they can use right away to boost their direct mail campaign. As I evolve as an marketing analytics professional, I constantly revisit this direct mail marketing blog and adding more insights to the top 10 list!
For Immediate Release: MaxDecisions, Inc. Expands Into New Headquarters – Mckinney, TX
May 22, 2017
MaxDecicisons™, is a leader in analytics and predictive modeling, today announced the expansion into a brand new headquarters in McKinney, TX. As we continually grow our business and industry coverage, we needed space and additional data and physical security to support our expansion.
How We Hacked “FICO” Score in 30 Minutes
Aug 1, 2016
FICO score is probably the widely know credit risk score that everyone in the industry uses. Whether it is used to grant credit, approval for a rental agreement, there is no avoiding the infamous credit score.